LIFE SKILLS CURRICULUM- Financial Literacy : Credit Cards and Interest Rates Grades 9-12+
 
Summary of Course
An average American is $5,000 dollars in credit card debt. In this course, students will learn the basic understandings of a credit card and how interest works.

Scope and Sequence
Understanding credit cards
Understanding interest rates
Determining how credit cards work
Determining how interest works

Standards

#1: Integrate 21st century skills into core academic subject standards. Each subject area should be treated differently, with an eye for thoughtful and authentic ways to incorporate skills like critical thinking, problem solving, communication, information literacy and technology literacy into the standard.

#2: Integrate 21st century themes into core subject area standards, where appropriate. Global awareness, financial literacy, health literacy and civic literacy are all requirements in the 21st century and should be intentionally integrated into state standards wherever possible.

Objectives
Students will be able to:
Define credit cards and interest
Determine how credit and interest works
Differentiated Instruction
Inquiry-based learning
Self-directed learning
Journal writing

Materials
Lesson
Workbook

Assessments
Quiz